Getting started....

Jumping into this blogging thing is actually a bit scary for me! Not so much the part about blogging itself, but just about figuring out what I'm doing to set it all up. I'm nervous because when I jump into something I usually at least somewhat understand what I'm doing or I can pick it up within an hour or two. Not this time! I'm trying to find a template to use on my blog and it's much harder then I thought. I want to at least have three columns. And I want to be able to personalize it with my own photos and such. However I don't know how to use html to design my own template. And I can't seem to find a three column template that I could use for the time being- how frustrating! I feel that if I could just get started, then I could be well on my way to figuring it all out.